It's a great article and I basically agree, but money can certainly help with those things. Not that you have to be wealthy but that you have enough. Enough to dress decently so you don’t look like a loser so people don't avoid you. That will help with relationships. Enough for decent health care and good food will definitely affect your health. Enough so that you are not fretting about bills and debt will definitely add to your mental peace. Plus, before I retired I had a job which was interesting and challenging and gave me a sense of purpose. Now that I'm retired I am not rich but I have enough money to pursue activities such as music that give me a sense of purpose in my new life.