Similar experience for me. One of my wife’s rels had it, and the poor rich guy was miserable, had it all over his shoulders & back & couldn’t bear to put on a shirt. Fortunately he lived in Florida. As soon as we got home I arranged for the Zostavax (at that time what there was, not covered, $450 out-of-pocket but I considered it money well spent) & more recently the 2-shot Shingrix series (covered, something like $37 out-of-pocket).